01332 340 211

Remortgaging a property

Although remortgaging your home is not as complicated as buying or selling a property, it can still be stressful.

Before remortgaging, you should ensure that there will be no penalty charges payable to your existing mortgage provider and that you are not tied to them.

Once you have agreed to remortgage your property, your solicitors will need to obtain the title to the property and carry out any searches required by your new lender.

A surveyor may also be appointed to carry out a valuation of your property, depending on the amount you propose to remortgage it for.

Once the surveyor’s report has been received, a mortgage should be received. At this stage, a mortgage deed will need to be signed and a completion date will be decided upon.

On completion, existing mortgages will need to pay off by the new mortgage funds and various documents have to be filed with the Land Registry to remove any previous mortgages that have been repaid and add on your new mortgage.


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Derby Head Office:
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Tel: 01332 340 211
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