If you require any further information or a no-obligation quote for transferring the equity of your property, please call us on 0330 678 0167 or complete the form below.
Our Equity Transfer Solicitors help you change the legal ownership of a property clearly and efficiently. You may be adding a partner or family member to the title, removing someone after separation or divorce, transferring ownership as part of financial planning, or adjusting the shares held in a home or investment property.
Our equity transfer solicitors will explain the legal steps involved and guide you through the process from start to finish.
Transfer of equity
An equity transfer is commonly used to add or remove a person from the property title, or to change how ownership is shared. Our conveyancing team can prepare the transfer deed, deal with the Land Registry process and help make sure the change is handled correctly.
There can be important practical issues to deal with along the way. If there is a mortgage, lender consent may be needed before the transfer can go ahead. Depending on the value being transferred, Stamp Duty Land Tax requirements may also need to be considered. Our equity transfer solicitors will explain these points in plain English, so you understand what applies to your situation before decisions are made.
Flint Bishop has teams of residential conveyancing solicitors in Birmingham, Derby, Leeds, Sheffield, Swansea and York, supporting clients across England and Wales. Where an equity transfer connects with divorce, separation, estate planning or inheritance issues, we can also draw on our Family and Matrimonial and Wills, Probate, Tax and Trusts teams to provide joined-up support.
Whether the change is simple or part of a wider personal or financial arrangement, our equity transfer solicitors will help you understand the process, the likely costs and the next steps. Contact Flint Bishop today and we will guide you through what needs to happen next.
If there is a mortgage on the property, the lender’s permission will be required before the transfer of equity can proceed. Whoever is on the title will bear responsibility to pay the mortgage, and the lender needs to agree that new or remaining owners are able to pay it. Our conveyancers will request this permission for you.
If the lender does give permission, you must either pay off the mortgage first or remortgage under a new lender who is willing to lend to the new owner(s).
If there is more than £40,000 to be transferred, a stamp duty certificate will be required.
During the transfer process, our team will check the deeds, perform ID checks, and prepare the transfer deed. The deed is then signed by the existing and new owners, along with a witness and the conveyancer. We will then register the new ownership with the Land Registry.
In addition to our conveyancing expertise, we also have highly reputable Family & Matrimonial and Wills, Probate, Tax & Trusts teams, who can assist you with many other issues that are frequently associated with transferring the equity of property.
For details of our fees and services in relation to residential conveyancing work, please click on the relevant drop-down option on our Pricing page which can be viewed here.
Transfer of equity
Our Conveyancing team has many years’ experience of advising on the transfer of equity for a wide range of clients, providing us with the expertise to ensure the whole process proceeds smoothly and with the minimum possible disruption for you.
The team has established strong working relationships with a number of banks, building societies and specialist mortgage providers throughout this time, which often minimises communication times when arranging your new mortgage, speeding up the overall process.
We are also a member of the Law Society’s Conveyancing Quality Scheme, which is an accreditation that guarantees that we are providing you with the best conveyancing service achievable.
Testimonial
“Having selected Flint Bishop to assist in the legal process of selling my house, I found that the concise and clear e-mails to keep me updated on each step of the process gave me confidence in their professional handling of the sale. Staff were very nice and courteous on the phone and replied quickly.”
David
“Robin was extremely efficient regarding the recent sale of my mother’s house. There were a lot of delays with the sale from the buyers and futher down the chain and Robin always kept me informed and up to date with the proceedings. He was very proactive about ensuring that the sale process was progressing as quickly as possible. When I spoke to him on the phone he was professional and personable. Overall I was very pleased with the service.”
Susan Tuckett
“Olivia Scott is fantastic, great communication and efficient.”
Bozena
“We have worked with Flint Bishop several times now — this is already our third time working with them — and each experience has been excellent. Our solicitor, Sukhy Kandola, was extremely professional and efficient, and everything went smoothly from start to finish. We can truly praise the team for their reliability and great cooperation. We’ll definitely continue working with them in the future. Highly recommended!”
Mr Pawel Tomporowski
“Lauren and Sukhy were incredible, they advised me on certain aspects of issues with the house we were purchasing, they put us at ease when things started to get stressful. If we was to sell and purchase a house again we would certainly ask for them to be our conveyancers. They were always available at the end of the phone and email. Thank you.”
Dayna Brittan
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