We provide the complete commercial debt recovery service; from outsourced early arrears collections through to expert litigation, all handled in-house by a multi-award-winning law firm.


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All costs outlined on this page are in relation to business-to-business (B2B) debt recovery matters.

We agree pricing with our clients based on their business needs, the volume of debts, the size of the debt, realisation ratios, customer risk profiles, sector and many other business-specific considerations. We may offer bespoke fixed fees, contingent fees, monthly retainers, reduced hourly rates and/or a combination of these depending on the factors set out above.

We pride ourselves on having no standard packages and no one-size-fits-all approach and we do not have a standard or fixed range of fees in most cases.

Whilst we are not primarily instructed on individual debt recovery matters, such matters would be undertaken on a time-spent, hourly-rate basis.

Our usual hourly rates for B2B debt recovery matters on a time-spent basis are as set out in the table below. Our hourly rates are exclusive of VAT. We charge VAT at 20%.

Job role Price per hour 20% VAT Total per hour
Partner (solicitor) £250.00 to £350.00 £50.00 to £70.00 £300.00 to £420.00
Associate (solicitor) £180.00 to £200.00 £36.00 to £40.00 £216.00 to £240.00
Solicitor or legal executive £135.00 to £175.00  £27.00 to £35.00 £162.00 to £210.00
Trainee solicitor or paralegal £125.00 to £135.00 £25.00 to £27.00 £150.00 to £162.00

B2B debt recovery matters usually involve sending letters, emails and making calls to a debtor with the potential consequence of court action if payment is not made. Where court action is necessary, this involves issuing a claim at court to recover the debt owed.

Where a debt remains unpaid, enforcement action may be necessary, such as instructing a bailiff. Where your debt is disputed at any point, we will discuss further work required and provide you with revised advice about likely costs based on the specific circumstances and issues involved in the dispute.

Anyone wishing to proceed with a claim should note that:

  • Where a debt is paid pre-issue, usually no fees can be reclaimed from your debtor.
  • Where a claim is issued at court, court issue fees apply.
  • Where a court claim is not defended, only those court issue fees and court-prescribed fixed costs can be reclaimed from your debtor.
  • Interest and compensation may take the debt into a higher banding, with a higher cost.
  • Where enforcement action, such as the bailiff, is needed to collect your debt, further court fees will need to be paid, some (but not all) of which can be reclaimed from your debtor, the extent of which depends on the actions necessary, but will usually range from £55.00 to £110.00 plus VAT of £11.00 to £22.00 VAT totalling £66.00 to £132.00.
  • Where a debt is defended, further expenditure may be required on court fees and barrister fees for dealing with additional court stages including disclosure of documents, witness evidence and a final trial, the extent of which depends on the specific circumstances and issues involved in the dispute, but will usually range from £500.00 to £10,000.00 plus VAT charged of £100.00 to £2,000.00 totalling £600.00 to £12,000.00.

Usual steps in uncontested B2B debt recovery matters include:

  • Taking your instructions and reviewing documentation.
  • Undertaking appropriate searches.
  • Sending a letter before action.
  • Receiving payment and sending it to you, or if the debt is not paid, drafting and issuing a claim.
  • Where no acknowledgement of service or defence is received, applying to the court to enter judgment in default.
  • When the judgment in default is received, write to the other side to request payment.
  • If payment is not received within ‘X’ days, we will provide you with advice on the next steps and likely costs.

Such matters usually take between two and 12 weeks from receipt of instructions from you to receipt of payment from the other side, depending on whether or not it is necessary to issue a claim.

This is on the basis that the other side pays promptly on receipt of a letter before action, issuing a claim or judgment in default. If enforcement action is needed, the matter will take longer to resolve. Whether or not the debt is paid also depends on the ability of the debtor to pay the debt.

On average, this type of work takes between two and 10 hours to complete. This means that on average our charges will be between £250.00 and £1,500.00 plus VAT of £50.00 to £300.00 totalling £300.00 to £1,800.00.

The exact number of hours it will take depends on the circumstances of your case, such as:

  • If your debtor can pay the debt.
  • If your debtor wants to pay the debt.
  • If court action and/or enforcement action is required.

If your debtor is willing and able to pay the debt early, our charges are likely to be at the lower end of this range.

Grand total costs

Total legal fees (per hour) £150.00 to £420.000
Where enforcement action is needed to collect your debt £66.00 to £132.00
Court fees and barrister fees where debt is defended £600.00 to £12,000.00
Total £816.00 to £12,552.00

Please note: the costs outlined above are to act as a guide only. They provide a range of the likely fees, as not all disbursements will be applicable for each client matter.

For details of members of the team who may work on your matter please view our people page. The team is supervised by the Head of Debt Services Niall Gilhooley.

Our team has years of experience in dealing with business-to-business (B2B) debt recovery cases. Our Head of Debt Services has over 30 years of experience within the debt recovery industry and also has a wealth of experience with regulatory responsibility, particularly with regard to the Financial Conduct Authority and the Solicitors Regulation Authority.

We employ around 45 paralegals who do much of the day-to-day work on cases. Although they are not legally qualified, they have received extensive training within our firm and work under the direct supervision of a Team Leader and Debt Recovery Manager.

We will allocate a dedicated recovery team to each client, who will begin by undertaking effective pre-litigation collections. The team will also provide clients with an informed view of the best way to proceed with any debts that remain uncollected and require further legal action or are genuinely contested.

Where genuine disputes are raised by a debtor, our in-house Litigation department is fully equipped to handle all matters and provide you with practical advice. The department is ranked in the ‘Top Tier’ by The Legal 500 with two of our partners, who each have over 10 years of experience in contentious debt recovery matters, also being recognised as ‘Leading Individuals’.

The team also employs a team of in-house data analysts which help us to gain a better understanding of our clients’ debtor behaviour and performance. We use data to make more intelligent decisions about the way in which we collect debts in order to maximise recoveries in the most cost-effective way.

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