Mr Thomas Judge v Haven Insurance Company Ltd
Claimant found fundamentally dishonest after pretending to be a passenger in vehicle, as he could not get the accident circumstances or location correct.Read more
Following a road traffic accident on 03 January 2019, a claim was presented for credit hire of £40,937.24, with recovery and storage of £867.00 and pre-accident vehicle value of £2118.50.
Adam Peers who lead on the case comments:
“It was clear from the financial disclosure provided by the Claimant that he was abroad during the first few months of hire, yet the Claimant was still apparently earning providing delivery services for Uber Eats and Deliveroo during this period.
“The Claimant was clearly pecunious and had more than sufficient funds in his own account to have replaced his own vehicle within a short period of time rather than incurring lengthy credit hire charges. As well as having significant funds in his own account, the Claimant had access to over £30,000 on credit cards. The claims for recovery and storage were also challenged due to the absence of any credit agreement.”
The vehicle losses were paid and an offer was made of £1,000 for the claim for hire to allow a reasonable period of time for the Claimant to dispose of his own vehicle and to purchase a new vehicle.
No offers were made for recovery and storage. Despite several attempts by the Claimant’s Solicitors to negotiate a higher offer, the offer was accepted a week before trial.
For more information about this case, or how our Insurance Litigation team defends insurers and self-insured organisations against credit hire claims, please contact us on 01332 226 109 or complete the form below.
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