We provide the complete commercial debt recovery service; from outsourced early arrears collections through to expert litigation, all handled in-house by a multi-award-winning law firm.

 

Visit our debt recovery website

The claimant, a leading professional, was knocked off his bicycle by the insured, suffering significant injury. Liability was admitted and the initial claim was valued at £80,000.

However, following the input of Leading Counsel and the appearance of a previously undisclosed Pain Report, the pleaded value of the claim “mushroomed”. An application was made to amend the statement of value to a sum in excess of £500,000 and an updated Schedule advanced a claim in excess of £2 million.

Working in conjunction with his clients, Philip Thompson, an associate solicitor in Flint Bishop’s Large Loss team, undertook a series of covert and social media enquiries and refused to be cowed by the inflated schedule. This approach produced evidence indicating that the claimant’s true level of activity was somewhat different from that depicted in the updated Schedule, including being able to compete in various events at a high level.

Eventually, in the face of the evidence collated by Flint Bishop and their clients, the claimant was compelled to settle his case.

The claim settled at £300,000, potentially saving our insurer client over £1.7m.

Phil Thompson comments on the case:

“This was a challenging case that was threatening to become a runaway horse. There was always a risk that given the claimant’s status, a Judge could have been persuaded to accept the claimant’s experts’ arguments. However, working closely with my client and following extensive, forensic enquiry, we were able to achieve an optimal outcome for that client.”

For more information about this case, or how our Insurance Litigation team defends insurers and self-insured organisations against large loss claims, please contact us on 01332 226 109 or complete the form below.

Scroll to next section

Scroll back to the top

Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

For more information on how these cookies work, please refer to our Cookies Policy.

Strictly necessary cookies

Necessary cookies enable core functionality such as security, network management, and accessibility. You may disable these by changing your browser settings, but this may affect how the website functions.

Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous.

Force24 cookies & tracking

This website utilises Force24’s marketing automation platform. Force24 cookies are first-party cookies and are enabled at the point of cookie acceptance on this website. The cookies are named below:

F24_autoID
F24_personID

They allow us to understand our audience engagement thus allowing better optimisation of marketing activity.